Sandy has worked in the banking industry for over 30 years, primarily in Commercial Lending with an expertise in Franchise Finance. From 1986 through November 2001 she worked for several banking organizations through several mergers including First National Bank of Highland Park-US Ameribancs, NBD Corporation, First Chicago/American National Bank and Bank One. In November 2001 she accepted an Executive Vice President position in Commercial Lending with Lake Forest Bank & Trust Company, N.A., one of the charters of the Wintrust Financial Corporation (“Wintrust”) family of Banks. In this capacity she founded and grew a branch in Highland Park, Illinois to over $300m in assets, while simultaneously founding Wintrust Franchise Finance, a niche lending specialty unit for Wintrust. She is currently Senior Managing Director of Wintrust Franchise Finance providing oversight and strategy for the franchise lending team, as well as providing expertise in structuring transactions and managing relationships. That specialty unit continues to expand today. She has served on several not-for-profit boards including Healthcare Foundation of Highland Park, Highland Park Chamber of Commerce and Rotary International. She earned a BA from the University of Illinois, and is married with three children.